About Loyal T Legacy

A: Yes. A will goes through probate, while a trust allows you to avoid it and maintain privacy.

A: We offer customized solutions. Prices vary based on complexity—click to request a quote.

A: Yes. Revocable trusts can be updated as your life evolves.

Your Estate Goes Through Probate

Without a trust, your assets will go through probate court, a public legal process that:

Takes months to years to settle

Can cost 5%–10% of your estate in court/legal fees

Exposes your family’s financial affairs to the public

Opens the door for disputes and delays

 2. The State – Not You – Controls Distribution

If you pass away without a trust (and possibly even without a will), state laws decide who gets what. Your wishes won’t matter—even if you’ve told people what you want.

3. No Protection for Your Heirs

Without a trust:

Minor children may receive lump sums at 18, with no financial guidance

Special needs family members may lose government benefits

Creditors or ex-spouses can more easily access your heirs’ inheritance

4. Your Business Could Collapse

If you own a business and don't have a trust:

There’s no legal plan for succession

The business can freeze or be forced to close

Partners, employees, or heirs could end up in costly legal battles

5. Assets Can Be Tied Up or Lost

Bank accounts, real estate, investments, and insurance policies may be frozen or misdirected if not properly titled into a trust. This can lead to:

Foreclosures

Family disagreements

Significant loss of generational wealth

Bottom Line:

A trust keeps your wishes in control, avoids court, protects your heirs, and ensures your legacy stays intact. It’s one of the most powerful tools for estate planning.